TC40

TC40 data, associated with Visa (paralleling Mastercard’s SAFE), comprises information gathered by the card issuing bank when a cardholder reports a transaction as fraudulent. A TC40 report is a mechanism through which banks communicate this data to credit card payment companies like Visa and MasterCard.

The primary purpose of TC40 data is to facilitate the sharing of fraud-related information across the payment processing ecosystem, thereby enabling merchants, banks, and credit card companies to take proactive measures in detecting and preventing fraud.